Flexible contractor financing that turns more estimates into signed contracts. Your homeowners pay over time in affordable monthly payments, and your business gets paid upfront.
You paid for the lead, drove to the home, took measurements, and put together a solid bid. The homeowner wants the work—until they see the total. Suddenly, they need time to think, want to cut the scope, or start shopping for a cheaper quote.
The problem often isn’t your price. It’s the size of the upfront investment. When a project costs $10,000 or $20,000, that’s a big number to pay all at once. In fact, nearly half of homeowners (47%) already use some form of financing to pay for renovations, according to a December 2025 Rocket Mortgage survey. Without a financing option, they may turn to another contractor who offers one—or put the project off entirely.
Contractor financing changes the conversation from “Can we afford it?” to “Would a payment of around $X a month work for you?” That shift can help you preserve the full scope, protect your margins, and close more jobs on the first visit.
Offering financing doesn’t change how you sell. It adds one step to the estimate you already give. You never act as the lender, and you never handle the loan paperwork.
Tell us about your contracting business. Once approved, you’ll receive a personalized financing link and QR code, typically within 48 hours, ready to share with homeowners.
Share your link by text, email, estimate, or in person. Homeowners complete one quick application to explore offers from 30+ lenders, starting with a soft credit check that won’t affect their credit score.
Once your customer accepts an offer and the lender funds the loan, payment goes directly to your business. Larger projects may qualify for staged funding aligned with your draw schedule.
If homeowners hesitate at the price, financing can help you close. We work with residential contractors across more than 25 trades, from one-day water heater swaps to six-figure remodels.
Roofing, Siding, Gutters, Windows and Doors, Garage Doors, Painting
Kitchen Remodel, Bathroom Remodel, Flooring, General Contractors, ADUs
We pride ourselves on delivering exceptional results and building long-lasting relationships with our clients.
CEO Tech Innovations Inc.
Partnering with Trustech has been a game-changer for our business. Their proactive approach to IT management has significantly reduced downtime and improved our overall efficiency.
Manager Digital Horizons
The cybersecurity solutions provided by Trustech have given us peace of mind. Their team is always vigilant and quick to address any potential threats, ensuring our data remains secure.
Bank Employees
Our transition to cloud-based solutions was seamless thanks to the expert guidance from Trustech. They handled everything with professionalism and made the process stress-free.
CFO Prime Manufacturing Co.
Trustech helped us set up a secure remote work environment, allowing our team to stay productive from anywhere. Their support has been invaluable, especially during these challenging times.
CEO Innovate Solutions
The tailored IT solutions provided by Trustech have supported our business growth tremendously. Their team understands our unique needs and delivers top-notch services consistently.
IT Manager Lenslux Store
The customer service provided by Trustech is exceptional. They are always available to answer our questions and provide the support we need to keep our IT systems running smoothly.
Common questions and answers
Contractor financing lets your customers pay for a home improvement project in monthly installments while you get paid upfront. The homeowner borrows from a lender in our network, not from you, so you don’t carry the loan or collect payments.
No, the lender carries the credit risk, not you. Once your customer’s loan is funded and you’re paid, a missed payment by the homeowner is between them and their lender.
No, seeing offers uses a soft credit pull that doesn’t affect their score. A hard inquiry happens only if your customer chooses an offer and moves forward with that lender.
Lenders in our network consider scores from about 570 and up, and they also look at income and debt. Because one application reaches multiple lenders, homeowners with fair credit get more chances at approval than with a single-lender program.
You’re typically paid as fast as 24-48 hours after your customer’s loan funds. For larger projects such as remodels and pools, staged funding can release money in draws that follow your project schedule.
Customers can finance projects up to $100,000 with flexible repayment terms, depending on the lender and their credit.
No, you add financing to the sales process you already use. Put your link on estimates, text it after the appointment, or show the homeowner offers on your tablet during the presentation.
With 24/7 monitoring and a dedicated support team, you can focus on your core business activities, knowing that your IT infrastructure is in capable hands.
