Privacy Policy Overview
Last Updated: October 14, 2026
Contractor Financing Solutions (“Company,” “we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy details how we collect, use, disclose, and safeguard personal and business data when contractors, home improvement professionals, or property owners access our platform, point-of-sale financing tools, and related services.
Information We Collect
We collect information to facilitate customer financing pre-qualifications, merchant onboarding, and communication. Categories of information include:
- Business and Professional Details: Company legal name, DBA, business address, contractor license details, tax identification numbers (EIN), and contact information of principals.
- Borrower & Applicant Prequalification Data: Full legal name, residential address, email address, telephone number, estimated project costs, and basic financial criteria submitted through application intake forms.
- Automated Device & Analytics Data: IP address, browser type, referral URLs, operating system, and engagement events tracked via cookies and digital measurement scripts.
How We Use Collected Information
We process data under strict professional standards to deliver financing workflows and manage platform integrity, including:
- Matching commercial applicants and project owners with integrated lending partners and third-party credit providers.
- Validating contractor credentials and setting up point-of-sale financing portals.
- Tracking form submissions, loan originations, and platform engagement for performance monitoring.
- Maintaining regulatory recordkeeping, fraud prevention protocols, and YMYL financial data safeguards.
Data Sharing and Third-Party Disclosures
Contractor Financing Solutions is a point-of-sale financing facilitator and technology provider, not a direct lender. We transmit your information strictly as necessary under the following terms:
- Lending Partners & Financial Institutions: Transmission of prequalification data to vetted lending networks to evaluate loan options, interest rates, and loan servicing.
- Service Providers: Secure hosting environments, CRM platforms, dynamic analytics suites, and digital verification systems operating under confidentiality agreements.
- Legal and Regulatory Compliance: Disclosure where required by applicable federal, state, or financial lending regulations, subpoenas, or official audit inquiries.
Security Controls and Data Retention
We employ 256-bit SSL/TLS encryption for all data in transit across our application endpoints and calculators. Access to backend systems is restricted via multi-factor authentication and role-based permissions. Personal and financing records are retained only as long as necessary to service merchant accounts, satisfy statutory compliance periods, and resolve transactional inquiries.
Your Privacy Rights and Choices
Depending on your jurisdiction, you maintain specific rights regarding your personal records, including:
- The right to request access to or a copy of the personal information we maintain.
- The right to request correction of inaccurate business or contact records.
- The right to opt out of non-essential communications or request the deletion of your data, subject to statutory lending compliance exceptions.
Contact and Legal Inquiries
If you have questions regarding this Privacy Policy, data processing routines, or wish to exercise your data rights, contact us at:
Contractor Financing Solutions
Compliance & Legal Operations
Email: support@contractorfinancingsolutions.com
